Simplex Financials, Inc. dba PATH by Simplex privacy policies applies to websites, applications, products, marketing, and services to demonstrate our commitment to our customers to protect their privacy.

Scope and Application

This privacy policy applies to information collected through our website, social media and other online products and services that display or link to this privacy policy (“online services”), information collected through our online and offline (e.g., information you submit via the online, ticket system and email), and information obtained from third parties.

Collection of Information

Simplex Financials, Inc. may request of collect personal and business information from online users in several ways, including marketing, social media, forms for products, services, and other instances where users are invited to provide volunteer information. The information that is collected is personal and business that identifies you personally and/or your business.

The information we collect but no limited to is:

a. Name

b. Company Name

c. Company Address

d. NAICS code

e. Telephone Number

f. Email Address

g. Website

h. Credit Card information

i. Integration username and password into accounting software

Simplex Financials, Inc. may also collection about how users access our platform using tracking identification and unique techniques to each user using cookies on your computer.

Statement on Cookies and Similar Technologies

Cookies are a small piece of data sent from a website and stored on the user's computer by the user's web browser while the user is browsing. Cookies were designed to be a reliable mechanism for websites to remember stateful information (such as items added in the shopping cart in an online store) or to record the user's browsing activity (including clicking particular buttons, logging in, or recording which pages were visited in the past). They can also be used to remember pieces of information that the user previously entered form fields, such as names, addresses, passwords, and credit-card numbers.

Cookies perform essential functions in the modern web. Perhaps most importantly, authentication cookies are the most common method used by web servers to know whether the user is logged in or not, and which account they are logged in with. Without such a mechanism, the site would not know whether to send a page containing sensitive information, or require the user to authenticate themselves by logging in. The security of an authentication cookie generally depends on the security of the issuing website and the user's web browser, and on whether the cookie data is encrypted. Security vulnerabilities may allow a cookie's data to be read by a hacker, used to gain access to user data, or used to gain access (with the user's credentials) to the website to which the cookie belongs.

Simplex Financials, Inc, and third-party service providers that are associated with Simplex Financials, Inc. set and use cookies and similar technologies to store and manage user preferences, enable content, gather analytic and usage data, and deliver targeted advertising. A cookie is a small text file that is placed on a computer or other device and is used to identify the device and to collect information.

Cookies are typically assigned to one of the following categories, depending on their function and intended purpose:

• Essential cookies: enables you to navigate our Website and to use the Service. Without these cookies, our Website will not perform as smoothly for you as we would like, and we may not be able to provide certain core functions and features.

• Analytics cookies: collect information about the use of our Website and application and enable us to improve the way our Service works. For example, analytics cookies show us the most frequently visited pages and analyze site traffic. We use them to analyze broad trends and patterns of usage on our Website, rather than to monitor the usage of any individual and/or business.

Simplex Financials, Inc. uses third-party service providers, including Google Analytics, to analyze the use of our Website. You can opt-out of the use of web analysis at any time either by downloading and installing a Browser Plugin offered by Google or by configuring your browser to delete and reject cookies.

• Social Media: cookies collect information about your visits to our Website, but only when you are logged in to your social media account(s).

• Customer interaction cookies: allow us to communicate with you, including for purposes of real-time communication through our chat feature

• Marketing cookies: track browsing habits and are used to deliver targeted (interest-based) advertising. You can opt out of receiving interest-based ads for web properties here (Digital Advertising Alliance’s Web Choices).

Web Browser Do Not Track Headers

Internet Browsers are set up to accept cookies automatically. You can deactivate the storing of cookies or adjust your browser to inform you before the cookie is stored on your computer. Some browsers have “Do Not Track” features that allow you to tell websites not to track you. These features are not all uniform. Simplex Financials, Inc. does not currently respond to “Do Not Track” signals.

Information You Provide to Us

Through some features of the Platform, certain promotions and on various portions of the websites and applications on which a link to this Privacy Policy appears, other people may be able to submit information about you to us. For example, if you do business with them. The types of personal and/or company information that people may submit about you and/or company in the accounting software integration.

Maintaining a Secure Environment

Simplex Financials, Inc. uses the information we collect from you and your company to prevent, detect, investigate, and report fraud or security incidents related to the use of the service and/or account. We use your information to investigate any error, unauthorized access, unauthorized transactions, or other fraud or security incident that is discovered or reported to us.

We use the information that we collect to comply and enforce our Term of Services Agreement and with all laws and regulations applicable to the Service. We use the information that we collect to secure and protect the integrity of the network, prevent unauthorized access to the platform, help diagnose and troubleshoot potential hardware malfunctions, and otherwise secure the platform.

Important Information about our Online Platform and Mobile App Permissions

When you use our online platform and mobile app, we may request access to certain types of data stored on your device that apps cannot access without your consent (e.g., financial, apps, calendar, and contacts data). The permission system for obtaining your consent depends on the mobile platform (iOS, Android, etc.) you are using. If you give us permission to access this platform data, we will collect it from your device and use it for the purposes described in this privacy policy.

Information We Collect from You

Simplex Financials, Inc. collects information about you and your company from:

• You

• Your use of the platform

• Your use of participation from the efforts of marketing

• Third Parties

Account Information: When you sign up for a platform account or register as a user, we collect contact and identifying information about you and your business, your name; billing address; phone number; email; Tax Identification Number or Social Security Number (collectively, “TIN”); date of birth (natural persons); government-issued identification (natural persons); and Organization information, including company name and address, formation documents, business license, tax documents, phone number and business email address. We require you to choose a strong password, and may require you to provide device information to receive multi-factor authentication. We collect information from you when you use the Service, contact us for support, or provide us with feedback on the Service. As we introduce new products, services, or features, we may collect new and different types of information from you when you use the platform or contact PATH by Simplex in connection with your account.

US Patriot Act: To help the U.S. government fight the funding of terrorism and money laundering activities, federal and state law requires financial institutions, including services businesses like Simplex Financials, Inc., to obtain, verify, and record information that identifies every customer.

What this means for you: When you use the platform, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents, such as business-related documents. We will let you know if additional information is required.

Financial Information:

When you use the PATH by Simplex platform, we collect certain financial information from you, such as access to all information the accounting software. We may also collect information to verify financial condition of the business.

Information about your Customers and Vendors:

We may collect information from you about your Customers and Vendors, including but not limited to name, address, email address, phone number, TIN, and financial information, based on your use of the platform.

Feedback:

We collect information that you choose to provide to us in connection with your feedback about your account, including through your use of PATH by Simplex platform and your participation in the marketing of the Simplex Financials, Inc.

Internet Forms:

We collect the information that you provide to us through internet forms, including but not limited to forms on our Website or social media forms, such as webinars sign-up forms or Facebooks, LinkedIn forms etc.

Marketing Participation:

We collect the information that you provide voluntarily in connection with your participation into the marketing, including but not limited to engagement at event booths, sweepstakes, contests, promotions, surveys, and referrals.

Other

When you use the platform or otherwise engage with Simplex Financials, Inc., even if you do not establish or use a PATH by Simplex account, we may collect information about you, such as name, company name, email address, phone, and mailing address. We may also collect information from you when you visit our Website.

Sharing Your Data with Third Parties

As a general matter, customer determine their own policies for sharing and disclosing access to their data. Simplex Financials, Inc. does not control how customers, or their third parties choose to share or disclose customer data.

Simple Financials, Inc. may share information with subsidiaries and other limited third parties as follow:

• Simplex Financials, Inc. may share customer data in accordance with our agreement with the customer and the customer’s including:

• With subsidiaries and third-party service providers and agents. We may engage by third party companies or individuals to process and analyze customer data.

• With subsidiaries and third party, Simplex Financials, may, acting on our customer’s behalf, share customer data with the provider an integration added by the customer. Simplex Financials, Inc. is not responsible for how the provider of any an integration may collect, use, and share the customer data.

Aggregated and Non-Identified Data

Simplex shares aggregated and anonymized information with third parties for industry and clickstream analysis, demographic profiling, and other purposes. Aggregated and anonymized information shared for those purposes will contain personal and/or company information that can be associated with you.

Analytics and Advertising Services Provided by Others

Simplex Financials, Inc. may allow others to provide audience measurement and analytics services for us, to serve advertisements on our behalf on our online services and across the internet, and to track and report on the performance of those advertisements. These entities may use cookies, pixel tags, SDKs, and other technologies to identify your device when you use our online services and interact with our electronic communications and ads, as well as when you visit other online sites and services. Data collected and maintained by such third-party ad providers will be subject to the terms of use and privacy policies of those providers.

For more information about these technologies and service providers, please see our statement on cookies and similar technologies.

Your Cookie Choices

Most internet web browsers are set to accept cookies by default. However, in addition to the specific opt-out mechanisms described above, you can typically choose to set your browser to remove or reject browser cookies. To do so, please follow the instructions provided by your browser which are usually located within the “Help” or “Preferences” menu. Removing or rejecting browser cookies does not necessarily affect third-party Flash cookies (see “local storage” above) which may be used by us or our partners in connection with our online services. To delete or disable Flash cookies, please visit this site for more information.

If you would like to prohibit us and our approved partners from using cookies and other identification technologies on our mobile applications for purposes of serving interest-based advertisements and targeting, please follow these steps:

iOS Users:

• Launch “Settings”

• Tap on “Privacy” and scroll down and tap on “Advertising”

• Toggle on “Limit Ad Tracking”.

You can also reset your Advertising Identifier from here by tapping “Reset Advertising Identifier”.

Android Users:

• Open your app drawer and launch the Google Setting app.

• Tap “Ads” under Services and enable the “Opt-out of interest-based ads” option. You can also reset your advertising ID from here by tapping “Reset advertising ID”.

For further information about cookies and similar technologies, including how to see what cookies have been set on your device and how to manage and delete them, you can visit www.allaboutcookies.org.

Retention of Information

Simplex will retain information in accordance with our internet records retention and management policies and procedures including necessary to provide you with the Service and/or Administer your platform accounts, or as long necessary to comply with our legal obligations, resolve, disputes, reserve our legal rights, and enforce our agreements.

Minors under the age of 18

Persons under the age of 18-year-old are not eligible to use, access or otherwise interest with the platforms or the Service. If Simplex Financials, Inc. and/or 3rd Party affiliations will take the necessary steps to disable the account, and delete any information related to the minor as soon as reasonably possible.

Changes to Privacy Policy

Any changes to this privacy notice may be updated as needed and will be on the websites owned by Simplex Financials, Inc. If there are any material changes to our privacy notice, we will post a notice on our website and/or provide other notice as required by law. If you object to any changes to the privacy policy, you cancel your account at any time. Please see canceling and/or making changes to your account to do so.

Contact Us

If you should have any questions and/or concerns about this Privacy notice of how Simplex Financials, Inc. collects, uses, or otherwise processes your information, you can reach Simplex Financials, Inc. by emailing them at info@simplexfinancials.com.